$19/ month
Basic — run your own disputes
Import your report, read the full analysis, generate unlimited letters, and track every one you send.
Start with Basic
Pricing
Two plans. Both billed monthly.
No setup fee, no contract, and no charge to see your first analysis.
The two plans
$39/ monthMost complete
Plus — multi-round, all three bureaus
Everything in Basic, plus a monthly re-scan with a what-changed summary, deadline reminders, and second-round templates.
Start with PlusSide by side
Everything in both plans, in one table.
| What you get | Basic$19 | Plus$39 |
|---|---|---|
| Import or upload your report | ||
| Full analysis of flagged items | ||
| Unlimited letter generation | ||
| Per-item dispute tracking | ||
| Export and print your letters | ||
| Email support | ||
| Automatic monthly re-scan | ||
| “What changed” summary | ||
| All three bureaus side by side | ||
| Second-round letter templates | ||
| Response deadline reminders | ||
| Full dispute history export | ||
| Priority email support |
What this costs compared with hiring a firm
Six months of Credit680 costs less than one month of a firm's setup fee.
Ranges reflect published rates and independent 2026 pricing surveys for the Dallas–Fort Worth market, reviewed August 2026. They describe the category, not any particular company, and providers change their pricing without notice. Cost is not a statement about results — no provider, including Credit680, can promise a specific outcome.
Billing questions
Three answers, before you have to ask.
No contract
Billed monthly. Cancel from your account at any time, and it stops at the end of that month.
No setup fee
Nothing up front, and no per-dispute or per-letter charge on top of the monthly price.
Free to look
Creating an account, importing your report and reading the full analysis cost nothing and need no card.
You are paying for access to software. You are not paying anyone to repair your credit, and you can dispute items yourself, free, by contacting the credit bureaus and your creditors directly.